Liability for Holiday Accidents
We all enjoy visiting family and friends over the holidays, as well as having our loved ones visit us. Get-togethers often centered around gift giving, food, games, and good fellowship all of which help to make our holidays more memorable. While most of us enjoy visiting others to admire their holiday décor and showing off our own holiday decorations in return, it is important to keep an eye on safety. Holiday accidents and injuries are common, and can put a serious damper on your holiday spirit. Homeowners need to be mindful that they can be held liable for injuries that occur on their property, either through their homeowner’s insurance policy or through a personal injury lawsuit. Follow our tips for holiday safety to ensure nobody is injured while visiting your home, and find out what you can do if you suffer an injury while visiting someone this holiday season.
Holiday Home Accidents
The Electrical Safety Foundation (ESF) warns consumers that while holidays are a festive time for visiting and being visited by loved ones, it is also the time of year for the greatest incidence of home-related injuries. Fires are of particular concern over winter in general, and the holidays especially so. The ESF estimates that Christmas trees and holiday decorations start approximately 400 fires each year. According to the ESF, these fires result in twice the amount of injuries and fatalities than other fires that occur throughout the winter season.
In addition to fires, slip and fall injuries due to holiday decorations are also common at this time of year. The ESF reports that almost 6,000 people are injured each year as the result of falls due to holiday decorations, and another 4,000 suffer injuries due to tripping over extension cords. If you plan on hosting visitors this holiday season, or if you will be visiting family friends, be wary of watching where you are walking while you admire the decorations, and be sure that anyplace you are staying is equipped with fire alarms and smoke detectors.
Compensation for Injuries in Home Accidents
Accidents can happen anywhere, but when they occur in the home there is often reluctance to seek compensation for the damages you have suffered. For the majority of homeowners, their homeowner’s insurance policy will cover any injuries guests sustain while visiting. According to the Allstate Insurance Company, homeowner insurance policies typically cover the following expenses related to home accidents:
- Medical expenses, such as doctor or hospital bills and costs associated with physical rehabilitation
- Lost wages suffered as the result of your injury
- Reimbursement for the pain and suffering that often accompanies a personal injury
In the event the homeowner does not have adequate coverage, if the insurance company denies your claim, you may be entitled to file a personal injury lawsuit for damages.
Let Our Office Help You
If you or a loved one suffers a home injury over the holidays, contact the Anastopoulo Law Firm right away. Our experienced South Carolina personal injury attorneys can assist you in getting compensation for the injuries you suffered, money that will help you to recover your injuries. Reach out to us today for help.