What is Medicare Coverage for Auto Accidents?
What is Medicare coverage for auto accidents? When receiving Medicare, it is important to understand how to navigate this insurance type in case of injury or becoming disabled due to an automobile accident. At first glance, obtaining these benefits may seem like a simple application process that you can complete on your own. The reality is that the process can quickly morph into a bureaucratic nightmare that will require the legal assistance of trained and knowledgeable Medicare attorneys.
You cannot simply receive your treatment and move on with your life after an accident if you are a Medicare recipient. You must report the accident to Medicare, regardless of whether you file a personal injury claim. This is because Medicare must be reimbursed for the money it spends on your medical treatment for an injury resulting from an accident.
The good news is that Medicare usually covers most medical expenses associated with a car accident. In some cases, it can also pick up some medical costs your automobile liability coverage missed. Still, you need to discuss this with your car accident attorney Florence and your insurance company. Overall, Medicare will take care of your braces for your arm, leg, neck, back, etc., but also diagnostic imaging and X-ray expenses, prescription meds, chiropractic services, physical and occupational therapy, corrective plastic surgery, and more. So while you have to go through the entire procedure, things will work out in your favor with the proper assistance.
The same applies to truck accidents. Your trucking accident attorney Florence would explain in detail your legal and insurance options if you suffered injuries because of a truck accident. You should pay attention to the effects of Medicare Advantage and Medicare Supplement on your case. Don’t think you will have an easy time dealing with insurance companies, as they will mostly try to protect themselves. For this reason, take your policies to your attorney to have a look. In some circumstances, Medicare covers prescription drugs coverage for your injuries and even vision or hearing coverage. Your attorney will build a case for you, so you get the best medical treatments and recovery plans after a truck accident.
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If you are a Medicare recipient, your lawyer will handle interactions with your assigned Medicare Coordination of Benefits (COB) contractor.
These interactions will include written correspondences about your accident and all of the medical care you receive related to the injury. You may be involved in these interactions as well, which your attorney can guide you through.
After you report your accident to Medicare, it will monitor your case. Do not assume that you can avoid this by choosing not to report your accident – Medicare will note your injury and contact you to ask if you had been in an accident. If you lie about your involvement in an accident, you could jeopardize your eligibility to continue receiving Medicare coverage. They will regularly contact you and your lawyer for information about your case progress.
How is My Medicare Coverage for Auto Accidents Settled?
Once your case is settled, your lawyer must notify your COB contractor of the settlement amount and cannot disburse any settlement money to you until your contractor is notified of the settlement.
The Medicare legal services that Anastopoulo Law Firm can deliver include:
- Assistance with submitting benefit claims requests
- Review of benefit application for discrepancies, inconsistencies, and other potential claim denial issues
- Assistance with supplementing benefit claims with additional information
- Claim and case monitoring services
- Legal representation and advocacy in benefit hearings
- Filing appeals
- Doing the necessary research required for your insurance and application
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At the Anastopoulo Law Firm we’ve made it our mission to deliver fair and efficient legal representation and advice in Social Security legal issues. Reach out to our South Carolina Social Security Disability lawyers at (800) 777-7777 for a free consultation.
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