In South Carolina, all drivers are required by law to carry auto insurance. In addition, all drivers must have uninsured motorist (UM) coverage. UM coverage is meant to protect people who are hit by uninsured or underinsured drivers; it covers damages such as bodily injury and property damage. However, UM coverage does not cover accidents with registered uninsured motorists. In the event that you are hit by a registered uninsured motorist, he or she will be required to pay for your damages out of pocket.
If you were involved in an accident with an uninsured or underinsured motorist and are having trouble understanding your rights or have been unable to recover the compensation you are entitled to receive, contact The Anastopoulo Law Firm. Our uninsured/underinsured motorist attorneys in South Carolina can help you navigate the process from start to finish.
Schedule a free, confidential case evaluation when you call our firm at (800) 313-5984.
Minimum UM Coverage for South Carolina Drivers
As previously mentioned, UM coverage is mandatory for the vast majority of South Carolina drivers. Just as you are required to carry minimum liability insurance, you are also required to carry minimum UM insurance.
The minimum UM insurance in South Carolina is:
- $25,000 for injury or death (per person)
- $50,000 for injury or death (per accident)
- $25,000 for property damage
Remember, these are the minimum UM coverage requirements only. At Anastopoulo Law Firm we strongly advise that you opt for higher coverage. While $25,000 for injury per person may seem like a substantial amount, there is a chance that your hospital and medical bills will exceed this amount. Additionally, if you are so severely injured as to require extensive, lifelong care, the minimum UM coverage will most likely not cover these costs. And, of course, this does not take into account other damages you may suffer as a result of the accident, such as lost income, pain and suffering, emotional distress, and more.
Trusted Legal Representation for Over 25 Years
Anastopoulo Law Firm is proud to have served individuals and families throughout South Carolina for more than two decades. Our knowledgeable attorneys have handled all types of complex car accident claims, including those involving uninsured/underinsured motorists. We have been featured on multiple news stations for cases we’ve handled, and our legal team has successfully recovered millions of dollars on behalf of our clients.
If you need assistance filing a UM/UIM claim or appealing a denied claim, our firm can help. We offer contingent fees, so there is no upfront cost for you and you only pay attorneys’ fees if and when we successfully secure compensation for you. Reach out to our South Carolina uninsured motorist lawyers today to find out how we can help you on the path to recovery.
Contact Anastopoulo Law Firm online or by phone at (800) 313-5984 to request your free consultation today.